For some, the costs associated with In Vitro Fertilization (IVF) can be high, and affect several areas of a patient’s life. Emotional. Physical. Psychological. And, for many, the most vexing – financial. IVF is known as the “gold standard” for good reason. As one of the most effective infertility treatments available, it’s often the option people turn to on their path to parenthood. And, as with many valuable things in life, it doesn’t come cheap.

The good news is that there are many ways to make IVF more affordable. Our goal at UNC Fertility in Raleigh, North Carolina, is to make IVF as accessible as possible to our patients. The Fertility Experts at UNC Fertility share information below on how options such as multi-cycle programs, loans and financing, and grants can help you achieve your dream of growing your family.

So, Exactly How Much Does IVF Cost?
Just as each person’s treatment plan is unique to them, so are the costs associated with it. Every patient’s needs are different, and require different techniques, procedures, and medications.
Cost is a huge factor when deciding whether or not to move forward with treatment, and UNC Fertility is dedicated to working closely with you to help find the best option for your family. One of our knowledgeable financial counselors will meet with you early in the process to review prices and financing options to ensure you’re able to achieve your dream of building your family in the most affordable way possible.

Multi-Cycle Plan
AttainIVF® Multi-Cycle Plans enable you to have multiple IVF cycles for a single, discounted fee. Even with the best technology and treatment available, it takes most women more than one IVF cycle to successfully conceive. Concerns about treatment cost tend to compound an already inherently stressful process. Utilizing a multi-cycle plan provides the greatest chance of success while keeping treatment costs manageable.

Fertility Financing
Finding ways to fund treatment can be overwhelming, but we are available to help navigate the options available to you. We have great third party partners who may be able to provide financing. Our partners include HSC Loans, applications take about 5 minutes and loan qualification is communicated instantly. We also work with Lending Club, and CapexMD. We will work with you to make sure the funds are in place prior to beginning treatment, so you can move forward without the added stress of worrying about finances.

Maximizing Insurance Coverage
We’re here to help you make the most of every opportunity available to you in your quest to have a baby. Our financial counselors are experts at navigating the complexities of insurance coverage and will provide guidance every step of the way.

Coverage varies depending upon a variety of factors: your insurer, your coverage plan, where you live, and even where your insurer is headquartered. As you work with your insurer, it’s important to be as detailed as possible, take notes, and get a reference number for the call just in case there’s a dispute at some point in the future. We will help you determine exactly what’s covered and help you ask the right questions to maximize your coverage.

Several nonprofit organizations provide financial assistance to select applicants seeking to expand their families. Grants exist to help defray the costs of both fertility treatment and fertility medication. Learn more at

Embarking on the infertility treatment journey can be overwhelming, particularly when it comes to finances. Please contact us at UNC Fertility to schedule a consultation at 919-908-0000. We’ll go over your concerns, answer any questions you may have, and ensure you’re as knowledgeable as possible with all of the options available to you.